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Click to view the South Carolina Consumer Pamphlet, which explains your rights.
South Carolina Department of Consumer Affairs (SCDCA) Maximum Rate Schedule
Certification Date: 1/28/2016
Plaintiff Funding Holding Inc.
26 Court Street, 11th Floor
Brooklyn, New York 11242-0000
Consumers: All creditors making consumer credit sales in South Carolina are required by law to post a schedule showing the maximum rate of CREDIT SERVICE CHARGES expressed as the FINANCE CHARGE stated as ANNUAL PERCENTAGE RATES (APR)that the creditor intends to charge for various types of consumer credit transactions. The purpose of this requirement is to assist you in comparing the maximum rates that creditors charge, thereby furthering your understanding of the terms of consumer credit transactions and helping you to avoid the uninformed use of credit.
NOTE: Creditors are prohibited from granting consumer credit at rates higher than those specified below. However, a creditor may be willing to grant you credit at rates that are lower than those specified, depending on the amount, terms, collateral and your credit worthiness.